Choose an international health insurance suppose to ask a few questions beforehand! To be sure to make the right choice, here are the top mistakes to avoid.

1 / postpone because « it will always be time to think about » NO! Should not wait for the accident or the disease to make sure! Once a disease is known, there are chances that the insurer refuses to cover or with a loading.  2 / does not correctly answer the medical questionnaire ERROR! A pathology which would be hidden when the application for membership will be quickly « spotted » by the insurer, which, at the first request of refund, can in principle easily reconstruct the history and background. It may then refuse his guarantee.  3 / think that once  « insured », will be reimbursed 100% by the insurer FAKE! Each contract has limitations, restrictions, exclusions… Here also, in case of illness, it will be above all for the insurer to check that the pathology was not known to the subscription and she’s well « unexpected ». It is only after this control that the insurer will pay or refund, within the contractual limits which vary strongly from one contract to another.  4 / do not anticipate about you future as an expatriateERROR! How many years are you leaving? In what context? Have – you a maternity project? Do you need a lifetime warranty? Do not ask the right questions and choose the cheapest contract can quickly prove to be unsuitable for your situation. We will help ask you the right questions and propose the most appropriate solutions! 5 / estimate that can be no consequence  not paying  premium on time FAKE! European companies are very strict about time limits of regulation. Do not pay on time, it is then for the insurer the ability to not to keep his promise of « tacit agreement »: boring when it is supported for a chronic pathology!  6 / hope that you can decide yourself for a medical evacuation  NO! It is the insurer and the doctor in charge locally who will judge the vital need to evacuate when they can’t treat the patient locally.  7 / imagine that the premium will drop over time, especially if you’re never sick (Unfortunately) NO! You will have to get used to the idea that with age your premium will increase regularly… but statistically the cost of care also! Stay philosopher… especially if you are in good health.  8. Focusing on the amount refunded for eyeglasses ERROR! It’s an « accessory » in a health contract. Even if you have glasses, this should not be a determining factor in your choice. For example prefer to include a capital in case of death/disability !  9 / consider that because you pay an annual premium, you can escape the insurer procedures

FAKE! Procedures is for the insured, the only way to see its files quickly managed and being fully satisfied with his contract, without consideration of the premium he pays annually.

10 / not to compare using a broker specializing in international insurance! REAL! Compare rates between companies is important because they can vary from simple to double from one company to the other. BSI,  insurance broker for expats assists you during selection of the insurer, underwriting and, if needed, for the life of your contract. These are the insurance companies that pay us, not you! We have no interest to focus on such insurer to another.  Our only goal : satisfaction of our clients !