It can be clever to switch broker or company for your “international health insurance plan”, but before this, you should ask the right questions: are you looking for a better premium, better guarantees or a more efficient service?

Furthermore, are you in the position to negotiate? In fact, you better be in good health to put your contract into question. You certainly have a “life-long cover”: this means that a pathology that your insurer has supported after the purchase of your contract (or has agreed to cover at subscription) will remain covered until your contract is renewed (that is to say, as long as you will pay your annual premiums). To be clear, even if you become an “unprofitable” client, the insurer may not cancel your policy.

If the insured suffers from a chronic illness requiring follow-up or treatment, if the disease is progressive, then changing insurer will undoubtedly become problematic: the new insurer will certainly refuse the application or will accept it with, sometimes, dissuasive loadings or deductibles…

In conclusion, switching international insurance plan can not be done lightly. Before cancelling a contract (or not renew it), it is important to ensure that the conditions offered by the new insurer, after reviewing your medical condition, are satisfying regarding your priorities.

We are here to help you in this process, wherever your are throughout the world!

Contact Aurélie on +33144549132. Your are most welcomed